3 Top Health Insurance Options for Christians
Christian believers are visiting healthcare ministries more than ever before. There are plenty of health insurance options for Christians like Blue Shield, Blue Cross, Aetna, United Health Care, Well Care, Humana, Obama Care, and many more. These mentioned healthcare options are quite expensive and that is why most people are opting for healthcare ministries for their affordability.
WHAT DO YOU MEAN BY HEALTHCARE INSURANCE FOR CHRISTIANS?
People who become a member of the Christian health ministry usually hold a shared amount every month. Monthly the amount gets matched with a medical bill that is eligible to some other member of the similar sharing healthcare ministry. Every Christian healthcare company works in a different way and some specific companies will allow interaction with the rest of the members within the ministry.
Some things are there that the healthcare sharing ministries do not cover such as Abortion, Marijuana consumption issues, Sex changes, health issues caused by any unbiblical way of living, and pregnancy before marriage.
WHAT ARE THE TOP THREE HEALTH INSURANCE OPTIONS FOR CHRISTIANS?
MEDI-SHARE:
* It abides by statements of biblical faith. Medi-Share believes in salvation through having faith in Jesus Christ, his burial, death, resurrection, and the idol or deity of Jesus Christ in flesh. It is one of the most pocket-friendly or affordable options for health insurance for Christians.
* They offer a rate as less as thirty Dollars per month and it is the cheapest among the other sharing health ministries. Members of this ministry can save up to three hundred and eighty dollars per month. But, the costs might vary depending on the individual’s age, Annual Household Portion (AHP), and your house members. You can choose an AHP based on your budget as it is inversely proportional to your share (if the AHP is higher, more savings will be made on your health share cost).
* Through Medi-Share you will get services virtually like Telehealth (free consultation from doctors). There is absolutely no requirement for waiting in long queues for a long time in case of a common cold, flu, insect bite, headache, and many more. Thus, you will receive a consultation, treatment, and prescription sitting from home and 24/7 service.
* Medi-Share also provides plenty of in-network providers at a low rate or discount for their ministry members. You won’t face any trouble in finding a PPO provider in areas like Texas, Kansas City, Florida, California, Maryland, etc.
* Medi-Share offers insurance for every age. But, there is a special assistance program for seniors who are sixty-five years and up. The members can avail of discounts up to twenty percent if they live and maintain a healthy life. If you have a vision-related problem (for example, if you want to perform a LASIK surgery), hearing problem, dental problem, or case of prescription drugs, you can avail up to sixty percent discount by being a Medi-Share member.
* The use of Medi-Share is very easy. You just need to show your identity proof and choose your preferred network provider. The provider will search for any discounts and send the medical bill to Medi-Share. Your bill will then be sent for matching with the other members holding a similar bill as yours and following this, your bill will be permitted to share.
HEALTH SHARE LIBERTY:
* They do not abide by statements of biblical faith and you can or cannot be a Christian to avail this healthcare insurance. Whether you are an atheist, catholic, Mormon, etc. it does not matter and anyone can avail themselves insurance from Health Share Liberty.
* Medi-Share is comparatively more affordable than Health Share Liberty but, despite of this Health Share Liberty offers reasonable prices. The starting cost of Health Share Liberty is around a hundred dollars. This ministry will offer you 3 healthcare plans to choose from like, Liberty Plus, Liberty Share, and Liberty Complete.
* According to age groups, the monthly amount of sharing will vary. For example, singles that are under the age of thirty will have a share amount per month of around two hundred and fifty dollars. Whereas, singles between the age of thirty and sixty-four will have around three hundred dollars of share amount and people above the age of sixty-five will have around three hundred and twelve dollars. Couples can avail of a monthly amount of around three hundred and fifty to four hundred and thirty dollars.
* In Health Share Liberty, a member needs to pay forty-five dollars for primary treatment and around a hundred dollars for special treatment or care. They also provide thousand in numbers of in-network provider services.
* Every individual’s per month amount of share is placed inside a Share box till that particular amount matches with any other member’s medical expenses or bills. You just need to show your identity proof to your doctor. The provider will search for any discounts and send the medical bill to Liberty.
HEALTH SHARE ALTURA:
* They abide by statements of biblical faith and you might need the pastor for a signature that represents an acknowledgment of you being a true Christian and that you attend the church on a regular basis. But, you don’t require your pastor for any kind of verification related to you. Altura does not require any doctrinal proofs to unite with their program.
* The starting cost of Health Share Altura ranges from around two hundred and seventy dollars to eight hundred and seventy-five dollars. According to the age groups plan and house members, the monthly amount of sharing will vary.
* Altura members get a limited visit of six times per year and after these six visits, the rest of the visits will be your responsibility totally. If you are a member of the Gold or Silver plan then your doctor visit will cost around thirty-five dollars. If you have a vision-related problem (for example, if you want to perform a LASIK surgery), a hearing problem, a dental problem, or the case of prescription drugs, you can avail of discounts by being an Altura member.
* The use of Altura is very easy. You just need to show your identity proof and choose your preferred network provider. The provider will search for any discounts and send the medical bill to Altura. Your bill will then be sent for matching with the other members holding a similar bill as yours and following this, your bill will be permitted to share.
ENDNOTE
These are the top three Health Insurance Options for Christians from which you can avail of maximum health benefits. You do not need to worry now about affordable and quality health care services.